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Student Health Insurance Plan (SHIP)

The SPRING 2018 health insurance waiver is no longer available.  The FALL 2018 health insurance waiver will not be available until after July 1st.  You must be enrolled before completing the waiver. 

If you complete the waiver in the Fall you do not need to waive again in the Spring - the fee will update off of your bill.  Please allow 2-3 business days for the fee to be waived. 

Academic year 2018-2019 will be the twenty-ninth year of implementation of the Massachusetts Mandatory Health Insurance Law. Under this law, each Massachusetts Community College must require all students taking nine or more credit hours in the Day or DCE Divisions to participate in the Student Health Insurance Plan unless proof of comparable coverage is received by the deadline. Free care is not considered comparable coverage.  Visit our Frequently Asked Questions for additional information.

Students of the Massachusetts Community Colleges will be enrolled for policy year 2018-19 in a Blue Cross Blue Shield plan. A description of the plan can be downloaded at by selecting “My Benefits & Plan Information” on the left-hand side under the header “My Student Health Insurance Plan". If you have comparable coverage you may wish to waive participation in the Student Health Insurance Plan.  Students who wish to waive coverage must complete the on-line waiver process below after they enroll:

  1. Go to
  2. Select “The Q” (top right of page) DO NOT LOG INTO THE Q
  3. Select “Financial Services”
  4. On the right-hand side, under “Helpful Links,” choose “Billing & Payment Information”
  5. Under Waiving Billing Charges, choose “Health Insurance Waiver”
  6. Create an account with the insurance company as instructed
  7. Fill in all the required information.  If any information is missing, your waiver will NOT be accepted.
  8. Submit the Waiver form.

International Students - a school may not waive participation for “students with coverage from insurance carriers outside the U.S. and coverage by foreign National Health Service Programs, unless student is studying in a foreign country and the student’s insurance provides coverage in that location.” 956 CMR 8.05 (2) (c) (2).

Students will be notified by email when enrolled in the health insurance coverage and can then print a verification letter. An ID card will be mailed to the student by Blue Cross Blue Shield 7-10 business days after enrollment. 

Voluntary Dental Insurance – a voluntary dental insurance program is also available. To access additional information and/or to enroll in the dental plan log onto select Student Products and then select Voluntary Dental Insurance.