Loan Counseling

  • Entrance Counseling: All first time borrowers at QCC must complete Entrance Counseling which provides you with important information regarding your rights and responsibilities as a Direct Loan borrower. You can easily fulfill this requirement by going to studentloans.gov.  Sign in using your FAFSA PIN and click on Entrance Counseling. Please be sure to select QCC to receive the information.  If you don’t remember your pin go to www.pin.ed.gov to request a duplicate PIN.
  • Master Promissory Note: A promissory note is a legally binding contract between you, the borrower of a Federal Direct Stafford Loan, and the federal government. It contains the terms and conditions of the loan and explains how and when it should be repaid. Therefore, it is very important that you completely read and understand all of the information on the promissory note. MPN's are also signed at studentloans.gov using your FAFSA PIN.
  • BOTH Entrance Counseling AND Master Promissory Note must be completed before a loan can disburse onto your student account.
  • Please review the Direct Loan Guide for more information on Loan Counseling.