Student Health Insurance Plan (SHIP)

Health Insurance Fee

• Fall 2024: To Be Determined 
• Spring 2025: To Be Determined

The Fall 2024 health insurance waiver will be available on or about July 1, 2024 and will be open until approximately to October 30, 2024.

The Spring 2025 health insurance waiver will be available from approximately November 1, 2024 to on or about March 1, 2025.  

You must be enrolled before completing the waiver. 

If you completed the waiver in the Fall you do not need to waive again in the Spring - the fee will update off of your bill. Please allow 2-3 business days for the fee to be waived. 

Academic year 2024-2025 is the 35th year of implementation of the Massachusetts Mandatory Health Insurance Law. Under this law, each Massachusetts Community College must require all students taking nine or more credit hours in the Day or DCE Divisions to participate in the  Student Health Insurance Plan unless proof of comparable coverage is received by the deadline. Free care is not considered comparable coverage. Visit our Frequently Asked Questions for additional information.

Students of the Massachusetts Community Colleges will be enrolled for policy year 2024-25 in a Blue Cross Blue Shield plan. A description of the plan can be downloaded at www.gallagherstudent.com/qcc by selecting “My Benefits & Plan Information” on the left-hand side under the header “My Student Health Insurance Plan". If you have comparable coverage you may wish to waive participation in the Student Health Insurance Plan.  Students who wish to waive coverage must complete the on-line waiver process below after they are enrolled:

1. Go to Health Insurance Waiver Page.
2. New users must create an account - returning users use your previously created user name and password.
3. Fill in all the required information.  If any information is missing, your waiver will NOT be accepted.
4. Submit the Waiver form.

International Students - a school may not waive participation for “students with coverage from insurance carriers outside the U.S. and coverage by foreign National Health Service Programs, unless student is studying in a foreign country and the student’s insurance provides coverage in that location.” 956 CMR 8.05 (2) (c) (2).

Students will be notified by email when enrolled in the health insurance coverage and can then print a verification letter. An ID card will be mailed to the student by Blue Cross Blue Shield 7-10 business days after enrollment. 

Voluntary Dental Insurance – a voluntary dental insurance program is also available. To access additional information and/or to enroll in the dental plan log onto www.gallagherstudent.com select Student Products and then select Voluntary Dental Insurance.